Business Expenses Insurance
Business expenses insurance is similar to income protection
insurance but it’s designed specifically for business owners.
The policy pays a monthly benefit – generally for a maximum of
12 months – to cover business costs if a business owner suffers
an illness or injury and is unable to work.
Personal risk insurance advice to individuals and families
- Life Insurance
- Total & Permanent Disability Insurance
- Critical Illness Insurance
- Income Protection Insurance
Group risk insurance advice to Companies and Associations
- Life and TPD Insurance (provided on a group
wholesale basis) - Income Protection (provided on a group basis also
called Salary Continuance Insurance)
Buy/Sell and Keyman Insurance
Life, TPD and Trauma policies can also be used for Business Keyman Protection and Buy/Sell or Shareholder Buyout purposes.
The policies used in these situations are the same, however the ownership of the policies will differ based on the purpose of the cover.
Business risk insurance advice to Companies, Partnerships and the Self Employed
- Keyman Insurance (using Life, TPD and Trauma Insurance Policies)
- Buy/Sell Insurance (using Life, TPD and Trauma Insurance Policies and a buy/sell agreement)
- Guarantor Protection (using Life, TPD and Trauma Insurance Policies)
- Income Protection Insurance
- Business Expenses Insurance Group risk insurance advice to Companies and Associations
- Life and TPD Insurance (provided on a group wholesale basis)
- Income Protection (provided on a group basis also called Salary Continuance Insurance
Information provided by Steadfast Life not Hynes Honeychurch Insurance Advisors. It is general and does not apply to your circumstances.
You should review the product disclosure statement for the insurance and obtain professional financial advice before acting on the information.
Have Steadfast Life contact me
HHIA Pty Ltd T/as Hynes Honeychurch Insurance Advisors (CAR) No. 341291)
ABN 49 138 740 468.
Authorised Representatives of:
Community Broker Network Pty Ltd (the Licensee)
ABN: 60 096 916 184 | ACN: 096 916 184 | AFSL 233750
